We begin by getting to know you.  Everything ranging from family members and birth dates to financial accounts, taxes and yes, even health status. All of these factors impact your financial plan. The better we know you, your circumstances and your goals, the more accurate your retirement income security plan can be.

Based on your input and our experience & analysis, we develop a personalized plan for you. As your professional financial advisors we will make sure you are prepared for any scenario. We quarterback your overall financial and estate planning. We can work seamlessly with your attorney, CPA, and any of your trusted advisors, or if you need referrals to these professionals we can refer you.

Once you have accepted the approaches we propose, then we will present you with specific strategic investments, insurance, and planning recommendations to help meet your goals. We will discuss the pros, cons, risks, and costs of each recommended alternative. This helps ensure that you are making well-informed, appropriate decisions.

Things happen. Change happens. A life event, unexpected expenses or income, a change in taxes, etc. There are many factors both inside and outside your control that can impact the viability of your plan. We will meet with you on a regular basis to assess any changes that may have occurred, compare actual results to initial assumptions, and use this to determine if adjustments need to be made.