Practice Areas
Most advisors won't tell you this, but the truth is, we all have essentially the same tools. Where the herd begins to separate is knowing how and when to use which tools, given the particulars and complexities of each case. Here at Trovato Wealth Management you won't find any cookie-cutter approaches. We personalize every plan for every client based on your particular needs, wants, and wishes. We exists to help our clients engage, plan, implement, and review a customized, full-scope financial planning strategy utilizing the following services:
Personal Financial Planning
Financial planning is at the very core of the services we provide for successful individuals & families, and businesses. Our approach leads to more effective decisions since each component of our client's financial situation is analyzed and evaluated.
Philanthropy Planning
We create customized charitable giving solutions to optimize tax benefits and available financial resources to accomplish our clients' philanthropic objectives and legacy desires. These solutions include donor advised funds, direct gifts, and a wide variety of charitable trusts.
Portfolio Management
We are not tied to banks, Wall Street brokerage houses or proprietary product producers. We continue to adapt if needed to market conditions or if the client goals change. The portfolios should simply be a constant reflection of that purpose or goal.
Risk-management Solutions
TWM uncovers all the risks that can be associated with your financial and estate plan. This can be a complex and overwhelming process on your own. We will properly analyze and provide advice and solutions to make you know you are covered.
Stock Option Planning
Large company employers try to find more ways to add incentive to an employee. Stock options and Employee Stock Option Purchase programs (ESOP's) can become a key part to their retirement plan. TWM can help maximize the ESOP on a retirement income, tax, and diversification level.
Estate Planning
We will help you develop and articulate your estate planning goals, and we will work closely with your estate planning attorney to ensure your financial plan reflects your estate planning needs. Whether you use a trust or another method, we can assist you in navigating today's complicated tax and estate laws.
Retirement Planning
TWM analyzes current holdings and funding levels alongside of what your goals for income and retirement timing are. We then create a strategy to make sure that your retirement is safe, while mitigating several risks. Retirement is usually a one-time decision, therefore precision is key.
Tax Strategies
At TWM there is an immense amount of emphasis placed on tax efficiency. In what has been and most likely will continue to be an interesting tax environment, there are both challenges and opportunities. TWM continues to work with estate advisors and our clients CPA's to minimize our client's tax exposure.
Long-term Care
In the world of long-term care and its landscape, it can be an expensive and complicated purchase if done incorrectly. Any long-term care issues need to be considered within the plan and also compliment the financial plan. TWM has the resources to provide solutions in this area.
Education Planning
Funding education can be an intimidating process. As you value an education for your family, we value educating you on your options to save for it. TWM will find the proper way for you to save for you families education, so when they are ready for school so are you.